College graduates have higher employment rates, higher wages, and more job perks than high school graduates, according to proponents of higher education. They also claim that college graduates have superior interpersonal skills, live longer, have healthier children, and have demonstrated their capacity to accomplish a big goal.
People who believe that college is not worth it argue that student loan debt is excessively high, preventing graduates from saving for retirement, purchasing a home, or marrying. They claim that many successful people did not attend college and that many jobs, particularly in the trades, do not require a college diploma.
The big question hence is, if college is a good investment? Or is it a waste of time and money to go to college?
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As soon as the colonists arrived in America from Europe and created "New College" (later renamed Harvard University) in 1636, the American debate over whether a college degree is worthwhile began.
In the United States today, there are around 20 million college students, and over 44 million borrowers owe a total of $1.5 trillion in student debt.
According to the College Board, the average total cost of attending a public school for in-state students is $26,820 per year, whereas total costs for private universities are $54,880 per year.
Depending on the type of institution you attend, your degree will cost between $107,280 and $219,520 if you finish in four years.
Even if you qualify for financial aid, such as scholarships and grants, the cost of education can be prohibitive. Make sure you ask yourself, "Is college worth it for me?" before paying your registration costs.
One good option out there is a community college.
These government-subsidized colleges can help you get a degree at a tenth of the cost of private or public 4-year universities. These colleges also have payment plans and are easier than a university.
Related: 8 Reasons Traditional Student Loan Debt is Not Worth It and Better Alternatives
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Here are some arguments for both points of view for you to consider before you make a decision.
Is college worth it? College is a worthwhile investment for many people. A college degree provides the following benefits in addition to gaining useful life experience and making lifelong connections:
It is widely recognized and understood that attending university leads to improved professional opportunities, particularly in terms of pay.
As an example, consider the United States. Americans with a college diploma earn around 570,000 USD more over the course of their lives than those with only a high school diploma.
Many studies on education and the workforce conclude that approximately 65 percent of employment in the United States requires college graduation, with many requiring at least a Bachelor's degree.
In the long run, keep in mind that if automation is widely adopted, many positions that do not require sophisticated knowledge, creativity, or technical abilities will be automated and replaced by machines and robots.
It is highly likely that your skilled job will be replaced by a robot in the near future.
Obviously, this isn't a guarantee; it all depends on you. However, most students find college life to be a culture shock. It's not like high school, where teachers try to keep track of your progress and provide specific assistance.
During your time at a university, you will be responsible for a great deal of work. Professors will not visit you to remind you of projects, tasks, or the fact that you are late with the final chapter of your thesis.
It is your responsibility to design a schedule, stick to it, strike a balance between study and enjoyment, and avoid burnout.
This is especially true for low-income students and others who have overcome numerous obstacles throughout their lives. Despite the fact that going to college is difficult, it is the key to a better life for these students.
They may also give back to the same underprivileged neighborhoods with a college degree because they know what it's like to be in that situation.
Depending on how well established your company is, the perks that come with a job requiring a college degree keep getting better. The perks may include:
You may meet some of the most significant people in your life during your college years: best friends, business partners, and who knows? There are various possibilities to interact, share ideas, meet individuals who share your interests, and express yourself.
You never know what will happen or how these people will affect the rest of your life. It's not about having high expectations; simply be open and don't take the special relationships you'll form as a student for granted.
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Now that you have heard all the arguments in favor of college, let us share with you those that are given by proponents of skipping college:
We have already discussed this at the start of the article. The student debt problem is particularly true in the United States. Here at home and in other countries that follow a similar model, tuition has more than doubled in the previous 30 years.
It demonstrates how excessive fees and student debt can derail a student's college experience. In the US, student loans come with additional issues.
They keep people from reaching financial independence or investing in other significant life goals such as marriage, homeownership, and automobile ownership, among others.
On average, it takes up to 30 years to pay off the entire debt, and even if you drop out of college, you still have to repay your student loan.
It may be difficult to believe, but it is true. The tech industry’s CEOs and HR specialists have realized that actual experience and abilities are more important than a three- or four-year university degree.
All of the information you need is out there, especially when it comes to programming, coding, and technology in general. You can get online courses on Linux, website development, WordPress administration, and other topics.
Related: Can you attend community college online?
Just to give you an idea, Google, Apple, IBM and Tesla are a few of the most well-known tech companies that don't require applicants to have a college diploma. This does not imply that the application procedure will be simple or that you will not be properly tested.
You simply do not need to be concerned about obtaining an official diploma. Put your money where your mouth is if you claim to have the necessary expertise. Apply, ace the interview, and you might end up with what many consider to be a dream job.
For a list of courses that can get you a good-paying tech job quickly in the industry, visit Unmudl.
Although you may intend to graduate, the pressures of combining school, employment, family, and friends can be overwhelming for many college students.
Only 62 percent of college students complete their degree within six years, according to the National Center for Education Statistics.
And if you don't finish your degree, you've wasted thousands of dollars!
Yes, they'll all help you make money, but not all degrees are made equal. A history degree may pay $36K as a starting wage, but a mechanical engineering degree, for example, may pay twice as much.
You should think about whether the money you'll make is worth the money you'll spend on education. Seriously, it doesn't make sense to graduate from college with $100,000 in student loan debt and then take a job paying $36,000. It doesn't require a college diploma to realize this is a bad idea.
Not all well-paying jobs require a college diploma. They do, however, necessitate skills, which can be acquired through a community college, online learning, workshops, internships, and even volunteer work. According to the US Bureau of Labour Statistics, ere are a few of the best-paying careers in the United States that don't require a 4-year college degree:
In a survey about stress levels, 40.2 percent of college students said they often felt overwhelmed.
The competition for grades, the drive to perform, relationships, future job prospects, and many other components of the college atmosphere induce stress in many students.
College stress can cause headaches, weight gain, chronic digestive disorders, fatigue, increases in blood pressure, insomnia, teeth grinding in sleep, general irritability, reoccurring feelings of hopelessness, depression, anxiety, and low self-esteem.
Students have complained that many academic programs and educational systems limit their originality and force them to conform to predetermined concepts, political objectives, or growth goals.
This does not apply to all universities, and some systems are more open-minded than others. However, future graduates must focus more on passing examinations, studying definitions, and theories, rather than exploring, developing their own ideas, and learning from their mistakes, leaving them with a sense of wasted potential.
Many people believe that if you don't have a four-year college diploma, you can't succeed.
There are alternatives to going to college that do not require you to work for minimum pay. A college diploma isn't required to work as a real estate salesperson, medical assistant, or web developer, but you will need some training.
Enlisting in the military is also an option. If you decide to go to college later, you may be eligible for the GI Bill to fund your education costs.
Are you prepared to run your own business and start your own company? To be in business, you don't need a business degree. Thanks to websites like eBay, Etsy, and Amazon, you can embrace the entrepreneurial spirit and start your own business in only a few minutes.
Don't forget that there are resources like Unmudl that can help you gain the critical skills required to run a business.
Is college a good investment? Some people attend college because it is the standard in today's society, their parents want them to, or all of their friends and family members have done so.
Many others, on the other hand, attend college in the hopes of achieving a better future. This is true if you combine hope with hard effort and pay for it without taking out debts.
A college education is essential or will boost your prospects of promotion in many professions. To receive a particular type of degree, you don't have to pay three times (or ten times) as much to attend a prestigious university, you have options like community colleges that can get you an associate’s degree at a tenth of the cost.
On the other hand, if you can't afford to pay cash for college or if a four-year degree isn't required for your preferred career, paying all that money for a college degree isn't worth it. A college diploma only for the sake of obtaining one will not fix your problems. You'll simply end up with a mountain of debt.
In this article, we showed you the pros and cons of going to college and we hope that it helps you make an informed decision about your future. Good luck!
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