Basic Personal Information When creating a user account, you are asked to provide us with a name, email address, phone number, location, and photo or another portrait image. The email address needs to be valid, to allow password retrieval, correct navigation to your profile page and bookmarks, and other content that is unique to you. The location you supply is used to filter and display listings by proximity to you and to generate anonymous usage statistics by geographic location (see section 2.3). The photo and name you provide need to be consistent with a physical ID you have, since some assessments, courses, and work opportunities will verify your identity by matching your Unmudl name and photo to the physical ID you provide when showing up for in-person courses, services, or opportunities.
The personal information listed above is passed on to our providers when you purchase something on the marketplace. For example, colleges need your personal information to register you in their student databases, give you a student ID number, track your progress in their student record-keeping systems, communicate with you about course start dates, etc.
By our policies, both Unmudl and our providers from whom you have purchased a product may also reach out to you occasionally with solicitations or notifications regarding services.
Additional Personal Information you provide to us when making a purchase:
When providers need more than the basic user information outlined in section 2.1 to deliver a product or service you requested, we will ask you, the user, for additional information during checkout to provide the information. The interface allows you to enter the requested information and (optionally) store it in your profile for later use with other providers, if needed. It is your right to not fill out this information, in which case Unmudl may not be able to complete the transaction you requested.
Additional personal information we may collect in this purchase-triggered step include, but are not limited to, gender, race, ethnicity, date of birth, alternate (e.g., maiden) names, alternate addresses, alternate phone numbers, student ID number, and sometimes Social Security number (informational items many colleges, in particular, are required to collect in order to successfully register and enroll students
Social security numbers are the main identifier used by the Department of Labor(DOL) in all its wage records. The DOL wage data, which can only be retrieved using lists of social security numbers, tells the college which of its courses/programs/ degrees result in the largest wage gains for its graduates. When colleges want to understand which of their courses are doing well preparing students, they may request social security numbers.
Credit Card information you provide on checkout.
Your credit card information is passed directly to Stripe, a PCI-compliant payment processing system, which handles the charging of your credit card and division of incoming funds to the Providers and marketplace. We do not ever see or store your credit card information.
Course completion and progress information.
Upon course completion, we will ask your permission to obtain your completion status from the college whose course you participated in, to store your “course completed” status on Unmudl. If you approve, that course will be marked completed in your profile, and skill credits from that course will be assigned to your skill profile. Storing these data on Unmudl allows you to 1) “redeem” (some) noncredit courses for credit after the fact 2) document your skills and courses taken to share later with employers and others, as you see fit.
Reviews, Ratings, and forum posts you author. You may voluntarily submit reviews, ratings, and forum posts on the Unmudl website .For these, the username and photo/portrait image you have given in your profile will be publicly displayed alongside the review, rating, and/or forum post you have given.
Page views and visits. We track the pages you visit to allow you to bookmark pages and keep track of them in your profile . Your page visits/view data are also aggregated with those of all other users to generate anonymous website usage statistics. We share these statistics with providers, so they can better understand how their products are faring (e.g., which products are most popular). We combine site visit information with location to tell providers the rough geographic area (typically, city, state) where their users tend to be located.
Third-party applications: When you register a naccount in Unmudl using external third-party applications or services, such as Facebook, using an application programming interface (API), you permit us to receive this information. You may also choose to share some of your Umudl activity to certain social media networks which are connected to your account.
Email Communications. Some messages from Unmudl are service-related and required for users. Examples of service-related messages include an email address confirmation/welcome email when you register your account and correspondence with the site. You may not opt-out of receiving service-related messages unless you close your account. Rarely, we may use your email address to notify you of site-related issues that affect you. We will also communicate with you by email if you initiate communication with us.
Selling your information: Within your profile page, you may have category-specific privacy settings that will allow Unmudl to "openly share” with a marketplace provider. (e.g., with all colleges, all employers, all financial assistance providers) gives us permission to not only share that data with any single requestor in that category but also market your data to anyone in that category and charge the data recipient for receiving your information. Example: Because you are looking for a job, you set your profile page to “openly share” your contact information and your Unmudl“ results” (courses taken, tests passed) with potential employers. Unmudl is now permitted to not only give but to sell, the information you’ve set to “openly share” with employers. That permission to Unmudl terminates when you change your settings; however, any employer who has already received your data, will still have it after you changed your settings.
Legal Uses: We will release your personal information without your permission to a third party in the following circumstances: to protect, establish, or exercise our legal rights or defend against legal claims or we that such disclosure is necessary to comply with the law, such as investigations into illegal activities.